Are Self-Employed Loans Too Hard? Joel Wyld Thinks There's a Better Way

This week on Your Broker Admin, I'm joined in the YBA chat room by Joel Wyld, mortgage broker and co-founder of Accurateli, to explore why self-employed lending can be so challenging and what prompted him to do something about it.

From running his own broking business to building a technology company, Joel brings an interesting perspective on the challenges facing Brokers and their self-employed clients.

🧠 History Bite:

October 21 takes us from a remarkable discovery in maritime exploration to a pioneering nurse whose contribution to statistics might surprise you.

🎙️ Are Self-Employed Loans Too Hard?

Joel's journey from mortgage broking into technology started with a problem he believed needed solving.

We talk about the thinking behind Accurateli, how it's changing the approach to self-employed income assessments and some of the challenges Joel encountered bringing the technology to market.

Along the way, Joel shares some candid observations about self-employed lending, the role of technology in broking and what he's learned from building a second business.

And apparently, being a mortgage broker wasn't quite enough to keep him busy.

Find out more about Accurateli:

https://accurateli.com/

🎯 Reviews Wrap-Up

Fortnight Ending 16 October 2026

The past fortnight delivered:

• • Substantial interest savings across the loan books
  • New lending opportunities
  • Two very different client outcomes that highlight why regular reviews matter

One involved a loan previously considered too difficult to revisit, while the other reinforced the value of an established client relationship, even without an immediate financial outcome.

The Big Picture

Just because something is difficult doesn't necessarily mean there isn't a better way.

Whether it's assessing self-employed income, revisiting an existing loan or finding a different approach to an old problem, sometimes it's worth challenging how things have always been done.

Ready to Listen?

Are self-employed loan applications genuinely too difficult? What if there was an easier way?

Joel shares his perspective on the challenges, the technology and the lessons learned from developing a solution.

Add in some substantial review outcomes and another History Bite, and there's plenty to explore in this episode.

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